The Biz Core vs Titanium Digital Comparison
Both loan management platforms serve Australian lenders. But when you compare Biz Core vs Titanium Digital side by side, the differences lie in what is included, how the broader lending journey is connected, and what support you receive before and after going live.
And they lie in Biz Core’s favour.
A Complete End-to-End System, Not a Suite of Separate Products
Legacy loan management systems can quickly become fragmented. You might use one system to handle applications, another to manage identity checks, and others to handle bank statements, payments, electronic signatures or reporting.
Biz Core loan management software is designed to bring more of that journey together.
From the origination process and loan servicing to payment processing, collections, and reporting, Biz Core gives lenders a connected end-to-end platform that is backed by an Australian-based team.
Titanium Digital’s loan management platform, INFUSE, also covers key elements of the lending lifecycle. However, some of the broader functionalities within its ecosystem require separate products that often otherwise come as standard inclusions with Biz Core.
Here’s how the two platforms compare.
Biz Core vs. Titanium Digital: Inclusions vs. Undisclosed Extras
At Biz Core, we appreciate that your time is precious. When you’re looking for a new lending platform to replace your legacy system or want to make the switch to a package that better serves your business’s needs, you don’t want to be tied up in lengthy sales calls or going from site to site to shop around.
That is why Biz Core publishes exactly what’s included in our platform and what it costs. Titanium Digital’s website outlines Infuse’s feature set but doesn’t publish pricing, onboarding timeframes, contract terms, or support hours – these are only available by contacting their sales team directly.
Biz Core vs Titanium Digital INFUSE: Inclusions and Key Capabilities
| Feature | Biz Core | Titanium Digital INFUSE |
|---|---|---|
| Origination & Applications | ||
| Borrower Application Form Online applications for borrowers |
Included | Application forms are supported. |
| Complex Origination Workflow Multi-step application processing logic |
Included | Comprehensive loan origination is supported, but equivalent configurable workflow capabilities are not publicly disclosed. |
| Custom Workflows Configurable logic to match your lending products and processes |
Unlimited | Not publicly disclosed. |
| Credit Enquiry Capability Retrieve borrower credit information within the lending journey |
Included | Not publicly disclosed. |
| Automated ID Verification Digital identity checking during origination |
Included via third-party integration at no extra charge. | Not publicly disclosed. |
| Bank Statement Integration Bank data for income and expense assessment |
Included via third-party integration at no extra charge | Not publicly disclosed. |
| Documents & Compliance | ||
| Document Templates Contracts, direct debit forms, collection letters and other documents |
Unlimited | Contract preparation, application forms, statements and arrears notices are supported. |
| Document Storage | Unlimited | Built-in paperless document management is included; storage limits are not publicly disclosed. |
| Electronic Signatures Digital signing within the lending journey |
Included | Not publicly disclosed. |
| Full Accounting Ledgers Ledger-based financial accounting |
Included | Full general-ledger functionality is provided through Titanium’s separate Compass product. |
| Servicing & Collections | ||
| Embedded Payments | Included with an in-house DDI licence for Subscriber management control. | Direct debit repayment processing and cash-management functions are supported; equivalent broader embedded payments capabilities are not publicly disclosed. |
| Collections Workflows Arrears management and recovery automation |
Unlimited | Arrears management is included; equivalent unlimited configurable collections workflows are not publicly disclosed. |
| Reporting & Infrastructure | ||
| Power BI Reporting Visual dashboards and performance reporting |
Included | Not publicly disclosed. |
| Hosting Platform infrastructure costs |
Included | INFUSE is cloud-based; separate hosting charges are not publicly disclosed |
| Contract Lock-in Contractual obligations after sign-up |
None | Not publicly disclosed |
| Onboarding & Support | ||
| Onboarding Timeframe Time from sign-up to go-live |
4-6 weeks on average, with some basic implementations taking 1-2 weeks. | Not publicly disclosed. |
| Onboarding Fee | POA | Not publicly disclosed. |
| Business Analyst Engagement Dedicated BA support during implementation |
Included at no extra charge. | Not publicly disclosed. |
| Post-Launch Support Ongoing support after go-live |
Unlimited, including a two-week hypercare period after going live. | Equivalent support limits and post-launch hypercare commitments are not publicly disclosed. |
4 Essential Areas that Position Biz Core as Your LMS Choice
For established lenders across Australia, choosing the right LMS for their business rarely comes down to one isolated feature.
They are more interested in whether the platform supports the full loan lifecycle without requiring significant extra work or cost, how quickly they can go live, what support is available when required, and whether they stay commercially flexible after signing.
These four areas are where Biz Core’s proposition truly stands out in a Biz Core vs Titanium Digital comparison.
1. A More Connected Digital Lending Journey
Titanium Digital’s INFUSE platform offers lenders an adequate suite of loan-management functions and features, including origination, contract preparation, direct debits, loan servicing, arrears management and reporting.
Biz Core expands upon that by connecting a broader and superior range of digital lending capabilities within the overall platform. These include borrower applications, configurable origination workflows, credit enquiries, bank statement integrations, electronic signatures, loan servicing and embedded payments.
For businesses, that means fewer manual hand-offs between separate systems and a greater ability to manage more of the borrower journey through one connected, end-to-end system.
Applications. Origination. Servicing. Payments. Reporting. One connected platform.
2. Speed to Go-Live
Upgrading or switching the loan management software that drives your business can be a major operational project. Every extra week you spend in the onboarding process is another week before your team can start using the new platform. It makes sense, therefore, that you want to know from the get-go how long implementation will take before you commit to the package.
Biz Core’s average onboarding timeframe is 4-6 weeks, with basic implementations possible in as little as 1-2 weeks.
Titanium Digital does not publish an equivalent implementation timeframe for its INFUSE platform.
With Biz Core, you have a clearer understanding of what implementation can look like before you commit.
Biz Core: 1-2 weeks for basic implementations. 4-6 weeks on average.
Titanium Digital INFUSE: Not publicly disclosed.
3. Local Team, Unlimited Support
Worried that you might be left to fend for yourself once you’ve gone live? With Biz Core, you don’t have to be concerned.
Once you’ve completed the onboarding process and you’ve gone live, we provide you with a dedicated two-week hypercare period, followed by unlimited ongoing support. Biz Core also offers Business Analyst engagement at no extra cost during implementation.
Titanium does not specify equivalent support-hour limits, Business Analyst inclusions or a dedicated post-launch hypercare period for its INFUSE platform
With Biz Core, we ensure that the support you receive is clear from the outset.
Unlimited ongoing support. Dedicated hypercare. One Australian team.
4. No Lock-In Contracts
No matter what loan management system platform you’re looking at for your business, you don’t want to feel tied down to a long-term agreement that you cannot break.
Biz Core doesn’t require you to lock yourself into a contract.
We hope that you’ll ultimately choose to stay because the platform continues to deliver, not because you’re tied to a long-term contractual commitment.
Titanium Digital does not publicly disclose its standard contract terms for its INFUSE lending management platform, so you won’t know if they impose a lock-in arrangement without entering into a sales call.
With Biz Core, there is no ambiguity.
Stay because the platform earns it. Not because you have to.
Frequently Asked Questions
How will Biz Core help my lending business?
Biz Core is a fully integrated loan management and payment processing platform, all in one. We're an Australian-owned and operated software provider that manages your customers' entire loan lifecycle, from origination and servicing to loan book management. Unlike Titanium Digital's INFUSE, which sits within a suite of separate products, Biz Core includes origination, servicing, collections, payments, and accounting in a single platform.
What types of lenders does Biz Core best suit?
Biz Core can be an effective loan management solution for established Australian-based SACC and MACC lenders. It tends to suit loan providers that have outgrown spreadsheets or paper-based processes and are seeking a system built around local compliance and reporting requirements. Biz Core also works well for businesses looking to replace older or offshore platforms that weren't built with Australian lending regulations in mind.
Does Biz Core still provide support once we’ve gone live?
Once your Biz Core implementation is live, you receive unlimited post-launch support with no hour cap, plus a dedicated two-week hypercare period immediately after go-live to resolve any early operational issues. Biz Core's support team is 100% Australian-based, so you're dealing with people who understand local lending conditions and compliance requirements.
How does Biz Core compare to Titanium Digital’s INFUSE platform?
Titanium Digital's INFUSE is one part of a broader product suite that also includes separate systems for general ledger accounting (Compass), funds management (Unitise), and deposits (Balance). Biz Core brings origination, servicing, collections, payments, and full accounting ledgers together in one platform. Biz Core also publishes its onboarding fee, support model, and contract terms directly, while Titanium Digital's pricing and terms are available by enquiry only.
Biz Core vs Titanium Digital: What You Can See Before You Buy
In a nutshell, Biz Core publishes its onboarding fee (from $2,500), support model (unlimited Australian-based support with a 2-week hypercare period), and contract terms (no lock-in) up front. Titanium Digital’s pricing, support hours, and contract terms are not available on their website; seemingly available on enquiry only. That may be useful for a tailored quote, but it makes it harder to compare the two without talking to Titanium’s salespeople.
See Exactly What’s Included Before You Switch to Biz Core
A comparison of Biz Core vs Titanium Digital shows that the differences lie less in the features and more in what you can see up front. Biz Core offers more included features in one system. We also publish our onboard pricing, support model, and contract terms so you know what you’re getting before you sign anything. Though you may get some of the same features and functions with Titanium’s INFUSE package, others may require add-on packages. There is no clarity on contract terms and other associated costs.
We’re happy to walk you through a live demo, answer tough questions, and show you exactly what’s included before you sign anything.
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