Why has Biz Core debited your account?

Find out
Book a demo

Online Credit Card Payment Processing Solution

At Biz Core, we take the stress out of credit card payment processing and give you the confidence to grow your business. You’ll be able to offer your customers a faster, more secure, more reliable service.

Intuitive Credit Card Payment Processing Features

Accepting credit card payments online has never been easier than with Biz Core. Our secure, cloud-based online payment processing platform allows you to take once-off and regular credit card payments, providing your business with greater control over cash flow and your customers with flexible payment options. Talk to our team today about scheduling a demo.


Easy Online Payments

Credit card payment processing software helps you step up your customer service game. Enjoy the benefits of an intuitive system paired with seamless API integration, and give your customers a fast and hassle-free payment experience.


Whether your customers are setting up recurring payments, or making a once-off payment, Biz Core’s user-friendly system is accessible 24/7 and allows you to make changes when you need to. Biz Core’s sophisticated automation also allows you to send out automated receipts, reminders, and notices, keeping your customers informed and your accounts up-to-date.

woman using an online credit card processing system | Biz Core

Feel Secure

It’s essential for businesses to have systems in place to keep data safe and secure. That’s why Biz Core utilises the multi-layered, built-in data security and encryption from Azure. With a team of over 3,500 cybersecurity experts as well as unique threat intelligence, you’ll be able to safeguard your business against attacks.



Grow Income, Lower Costs

We know the struggles of keeping business costs low and we’re here to help! All Biz Core clients receive a 10% commission on customer charges for every successful transaction processed that month. We help you keep your income high and your costs low.



Feel Supported

At Biz Core, you’re never alone. Our Australian, onshore customer support team is dedicated to supporting you and taking the burden off your shoulders. We work hard to ensure our system is smooth, reliable, and easy to use for our customers and their clients.


Get in touch to see how Biz Core can support your business.

Book a demo

"*" indicates required fields

First name*
Last name*
This field is for validation purposes and should be left unchanged.

Why Use Biz Core for Credit Card Payment Processing

Boost Customer Satisfaction

Make your customers happy with express payment processing.

Paperwork is no longer a hassle when you can upload and sign documents from your computer, mobile, or tablet.


Your data is safeguarded using the multilayered Microsoft Azure Cloud Security. With built-in security controls and real-time global cybersecurity intelligence to rapidly identify and stop new threats.

Feel Supported

Our Australian, onshore customer support team is ready to reduce the burden of accepting payments. We’re dedicated to ensuring you and your customers have a positive payment experience.

Payment Solutions to Suit Your Business

Biz Core caters to a range of businesses and industries. Get in touch today to discuss your particular business needs.

Data Visualisation & Daily Reports

Track your daily transactions and view your monthly revenue all in one place.

Save Time and Money

With a seamless and automated process, and 10% commission on customer charges for every successful transaction processed that month, Biz Core is here to help keep your costs down and your profits up.

Online Credit Card Payment Processing for Small to Medium Sized Businesses

Taking credit card payments online with Biz Core is a breeze. Whether you’re managing subscriptions, fees, repayments, or any other type of ecommerce transaction, our simple payments solution makes managing your income and cash flow a hassle-free experience.

Direct Debit

Direct Debit

Make the customer experience that much better with direct debit integration, so they can pay from a wide range of banking institutions.
Learn more: Direct Debit Services

Recurring Payments

Recurring Payments

Handle any type of recurring or subscription payment with ease. No matter the payment type, frequency, or logic required, we’ve got the system in place to make it a breeze.
Learn more: Recurring Payment Processing

Payments Gateway

Payments Gateway

Don’t need the whole payment processing system? No worries, use your own merchant facilities and just make use of our simple payment gateway.
Learn more: Online Payment Gateway

Membership Payments

Membership Payments

Get members signed up, set the payments schedule, and then let Biz Core handle the rest.
Learn more: Membership Payment Processing

Payment Automation

Payment Automation

Increase business efficiency and know you’re getting paid on time. Automation features ensure you can instantly send out receipts, handle failed payment notifications, and log any customer contact.
Learn more: Payment Automation Solutions

Business Solutions

Business Solutions

Whether you need to manage memberships, set up recurring payments, or simply your finances, Biz Core has the payment processing solution to suit your business.
Explore our business solutions: Payment Processing Solutions for All Industries

Credit Card Processing FAQs

View all FAQs
What is credit card processing?

Credit card processing refers to the multi-step process needed to finalise payments made with a credit card. This includes credit card payments made in person, online, by phone, or by mail.


With Biz Core’s efficient and reliable system, we look after the credit card processing for you and make it easy for your customers to make online payments, set up recurring payments, and manage their direct debits.


Contact us today to find out how we can help.

How does credit card processing work?

Though this process only takes a matter of seconds to complete, credit card processing actually consists of multiple factors.


Credit card processing follows the following process:

  1. Customer pays for their goods or services by credit or debit card.
  2. Payment information is sent to the credit card processor who communicates with the issuing bank via their card networks (such as Visa, Mastercard, American Express etc.)
  3. The bank will assess whether the cardholder has sufficient funds or credit to complete the transaction, and may also check for any fraudulent activity. The bank will then respond with whether the credit or debit card has been approved or denied.
  4. Approval or denial is sent to the payment processor who will communicate this information back to the merchant.
  5. The payment is then settled. This occurs when a batch of approved transactions for that day is processed (usually at the close of business) and a customer’s account is charged. The money is then deposited into the merchant's account.
How long does it take for a credit card payment to process?

The time a credit card payment takes to process will depend on the issuing bank. Generally, the processing time is within 1-2 business days. However, it is important to consult with your bank to determine your credit card payment processing time.

Are credit card payments processed immediately?

Typically, funds are usually available within 1-2 business days of the payment being made. The processing time will depend on the issuing bank.